Australian property · no hype

Run the numbers.
Then decide.

Most people buy an investment property on a feeling and a brochure. The 12 numbers that actually decide whether a deal stacks up take about ten minutes — if you know what they are.

General information only — not financial advice.

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Gross yield & weekly cash position — the 60-second first pass.

Gross yield
Cash / week
Enter your numbers above.
The pre-purchase pass

The 12 numbers smart investors run before they buy

Each one takes a minute or two. Together they're the difference between an asset and an expensive lesson. The free checklist walks through every calculation with worked examples.

01

Gross yield

Annual rent against price. The one-line health check every deal starts with.

02

Net yield

What's left after rates, insurance, management and maintenance — the honest version.

03

Weekly cash position

What the property puts in — or takes out of — your pocket each week from day one.

04

True purchase cost

Stamp duty, legals, inspections, LMI. The price on the listing is never the price.

05

Loan serviceability buffer

Can you still hold it if rates rise 2%? Banks test this — you should too.

06

Vacancy allowance

What 2–4 weeks empty per year really does to your return.

07

Suburb vacancy rate

Under 2% is tight, over 4% is a warning. One number tells you the rental demand story.

08

Days on market

How fast comparable properties sell — the market's own opinion of the area.

09

Growth vs. the average

Ten-year suburb growth against the city average. Past isn't future, but it's evidence.

10

Rental cover ratio

Rent as a share of your repayment. Below 70%, you're paying to own someone else's home.

11

Depreciation schedule value

What the ATO lets you claim — often thousands a year, often ignored.

12

Walk-away price

Decided before the auction, not during it. The number that saves you from yourself.

Do-it-yourself tools

Calculators that do the maths for you

Auto-calculating spreadsheets built for Australian investors — enter your numbers, get your answer. No formulas to write, no US templates with the flag swapped.

Property investment calculators

Rental yield, cash flow, BRRR, subdivision and more — every number from this page, done for you.

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Budget & money spreadsheets

Budgeting, debt payoff, savings goals and net worth — get the deposit together faster.

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Australian tax-time tools

HECS-HELP payoff and novated-lease calculators built for the Australian system.

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All 12 checks with the exact formulas, worked examples, and the red flags that mean walk away. One email, instant delivery, no spam.

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